Audit
Provision-level review against the rules, then a second pass that tries to overturn every finding.
Regoria is live
Regoria reads your policies the way a supervisor does. Built for payment, e-money, crypto-asset and platform businesses. It audits against the rules and shows where the wording holds or folds.
Your policy reads fine. The regulator reads the sentence.
Holds or folds?
Run the audit to see what's missing.
Illustrative clauses. In the product, every fix links to the rule behind it.
How it works
Upload
Your policy as Word or PDF.
Map
Each sentence matched to the obligations it must meet.
Verdict
Met, partial or gap, citing the provision and the sentence.
Redline
Fixes returned as tracked changes, ready to approve.
When the law changes
The rule moves
A law, guidance or high-risk list changes. Monitor re-reads the source.
We trace it
To the obligations in your register, and the clauses that rely on them.
You're alerted
By email and in your workspace: what changed, where, and whether it opens a gap.
You approve
The fix arrives as tracked changes. Your MLRO accepts or rejects it.
High-risk third countries list updated
HM Treasury high-risk third countries notice
- AML Policy, 5.3 EDD triggersGAP
- Onboarding Procedure, 2.1 Country riskPARTIAL
- Sanctions Policy, 3.4 Screening listsMET
2 tracked changes ready for review
Who it's for
- Payment institutions
- E-money institutions
- Crypto-asset firms
- PayFacs
- Merchants of record
- Marketplaces and platforms
- Banks
- Fintech founders
Coverage
Checked, not believed
Grounding
Every claim traced to the source text.
Hallucination
No provision that doesn't exist.
Specificity
Owners, thresholds, timings.
Blocked citations
Superseded sources rejected.
Scope
Stays in your regime.
Completeness
Every element addressed.
The platform
Draft
New policies written from the regulation itself, for your business model and jurisdiction.
Enhance
Fixes delivered as Word tracked changes on your own document, in your house style.
Monitor
Watches regulators and legislation and flags the clauses each change touches.
One obligation register
A finding in Audit is the brief for Draft and the watch-item for Monitor.
Next to SOC 2 and ISO 27001
Your GRC platform keeps the controls. Regoria will add the financial-crime layer it doesn't read. Join the early list
Your documents
NDA first
Offered in our first reply.
DPA and a plain data note
What we hold, where, who sees it, how long.
Isolated per firm
Never added to a shared index.
Deleted on completion
Or on request, at any point.
Never used for training
Your text is read, not learned from.
Or never send it
We read it with you on a screen share.
The team
We built the tool we wanted when we were the ones signing.
Regoria comes from Buxten's compliance team: people who have run compliance, legal and risk at international payment companies, and defended these policies to sponsor banks, card schemes and regulators.
Start with one paragraph.
Send the clause you're least sure about. We'll tell you whether it holds, which provision decides it, and how to fix it.
- Your first verdict, with the fix as a tracked change
- Then one policy, or the whole framework
- A direct line to our compliance team
FAQ
Is Regoria ready to use?
Yes. Regoria is live and we are onboarding our first customers. Start with one paragraph, one policy or your full framework.
What does Regoria do?
Audit reviews your policy provision by provision against the rules. Draft writes new policies from the regulation itself. Enhance returns fixes as Word tracked changes. Monitor watches regulators and legislation and flags the obligations each change touches. All four share one obligation register.
Who is it for?
MLROs, Heads of Compliance and founders at payment institutions, EMIs, PayFacs, crypto-asset firms, merchants of record and marketplaces in the UK, EU and US.
Why not just ask ChatGPT?
General AI writes what a policy usually sounds like and can invent regulation that does not exist. Regoria works from primary legislation and regulator guidance, and every verdict cites the provision and the sentence it was judged on.
Which regulations do you cover?
Financial crime, payments, crypto-asset and data protection rules across the UK, EU and US, including MLR 2017, AMLR, MiCA, PSD2, GDPR and the Bank Secrecy Act. Need another market? Contact us and we will add it.
Do we have to send you our documents?
No. We sign an NDA first, keep documents isolated per firm, delete them on completion and never train on them. Or we do the read with you on a screen share.
Does it replace our MLRO?
No. Regoria does the reading, mapping and drafting. Your MLRO still signs.